Well today I had some other topics I was considering but I woke up to a letter from the franchise tax board so I'm going to talk a little about the finance struggle for those of us who has diagnoses. I was a real estate agent when I had my episode in 2011. I had roughly 10,000 dollars to my name and back taxes I needed to do. Needless to say, I became unable to complete them on my own after my episode. When I finally had them done, the person helping me was unable to do deductions the way I would have been able. So I owed thousands of dollars (over 50k).
As life has progressed and I was getting ready to be married, I didn't do anything about any of it because of my extreme anxiety around this subject. I have been prodded to do it by those who know my circumstances and even my husband has let me slide. Well, this month, after all of my husband's tax return was garnished for my back taxes my dad let me know that he wouldn't help us out with anything until I attempt to take care of it. So I'm sitting in fear of making a phone call.
For over 2 years, my employer has been garnishing 25 percent of my stipend earnings which I'm not even sure is legal. The only good news about the letter I got today is that I have paid down over 2000 dollars. This is a lot considering my actual earnings and I'm so angry with myself and this illness that I haven't dealt with it in a bigger way. It seems once you get in this seat, the advocating piece becomes so much bigger for us.
As life has progressed and I was getting ready to be married, I didn't do anything about any of it because of my extreme anxiety around this subject. I have been prodded to do it by those who know my circumstances and even my husband has let me slide. Well, this month, after all of my husband's tax return was garnished for my back taxes my dad let me know that he wouldn't help us out with anything until I attempt to take care of it. So I'm sitting in fear of making a phone call.
For over 2 years, my employer has been garnishing 25 percent of my stipend earnings which I'm not even sure is legal. The only good news about the letter I got today is that I have paid down over 2000 dollars. This is a lot considering my actual earnings and I'm so angry with myself and this illness that I haven't dealt with it in a bigger way. It seems once you get in this seat, the advocating piece becomes so much bigger for us.
My husband does not deserve to have to pay my back taxes from over 5 years ago. I am not even sure it's still fair that I have to pay them anymore (more on my battle for disability payments that I've given up on). I am hoping to work something out with a doctor's note because currently I am not working enough to make any big difference. That also seems hard because I finally have a new private psychiatrist and he indicated that I am in remission on a bill. My husband is so sweet that he said it was all worth it for me. I wish I felt the same.
Anyway, I know must of us have spending problems and I will get into that more in the future as well. I will also keep you posted as to how I work this stuff out in the hopes of helping others take baby steps toward financial freedom and debt free life.
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